Social Security beneficiaries are continuing to receive their February 2026 payments, and two scheduled payment dates are still remaining this month. Millions of retirees, disabled individuals, and survivors depend on these monthly benefits, making it important to understand exactly when the next deposits are expected.
Here’s a clear breakdown of the February 2026 Social Security payment calendar and who will be paid next.
How the February Payment Schedule Works
The Social Security Administration distributes payments on a staggered schedule based primarily on a beneficiary’s date of birth and when they first began receiving benefits.
For most Social Security retirement, SSDI, and survivor beneficiaries:
- Birth dates between the 1st and 10th are paid on the second Wednesday of the month
- Birth dates between the 11th and 20th are paid on the third Wednesday
- Birth dates between the 21st and 31st are paid on the fourth Wednesday
Since early-month payments have already been issued, two payment dates remain for eligible recipients.
Who Will Receive the Next Payments
The remaining February 2026 payment dates apply to:
Beneficiaries born between the 11th and 20th
These individuals will receive payments on the third Wednesday of the month.
Beneficiaries born between the 21st and 31st
These individuals will receive payments on the fourth Wednesday of the month.
If you began receiving benefits before May 1997, your payment is typically issued earlier in the month.
How Payments Are Delivered
Most beneficiaries receive their payments through direct deposit, which is the fastest and safest method.
Other payment options may include:
- Direct Express debit card
- Paper check (less common)
Direct deposit ensures funds are available quickly once released.
What Determines Your Payment Amount
Your Social Security benefit amount depends on several factors:
- Lifetime earnings history
- Retirement age
- Type of benefit (retirement, disability, survivor)
- Annual cost-of-living adjustments (COLA)
The 2026 COLA adjustment is already reflected in current monthly payments.
What to Do If Your Payment Is Delayed
If your payment does not arrive on the expected date:
- Wait at least three business days
- Check your bank account details
- Contact your financial institution
- Reach out to the SSA if necessary
Delays are uncommon but can occur due to banking processing times.
Final Thoughts
With two payment dates still remaining in February 2026, many Social Security recipients can expect their deposits soon based on their birth date group. The staggered payment system helps ensure consistent and timely distribution of benefits.